Member sign in
See how we reduced Pinterest’s member issues by over 70%
Stop managing health benefits in the dark.
See what’s driving cost. Build your benefits strategy on a unified foundation. Support employees with confidence.
Independent by choice. Transparent by design.™
We give self-funded employers the clarity, control, and aligned incentives needed to drive results, proving you never have to choose between your bottom line and your people.
Collective Health is the leading, independent third party administrator (TPA) that brings together plan administration, cost management, and taking great care of your people — all in one place.
Modern and independent platform
Collective TPA™
The leading independent, transparent TPA that helps reduce costs and administrative burden.
- Lower administrative burden while increasing accuracy
- Take control of your healthcare costs
- Have your pick from our best-in-class partners
- Leverage data to optimize outcomes
Digital tools and human support
Navigation & Advocacy
A high-tech and high-touch benefits front door that gives members unified access to all their benefits, and guides members through their care journeys, including complex care, while de-risking rising-cost claimants for employers.
- Integrated benefits platform for easy navigation
- End-to-end care navigation
- Proactive care suggestions
- High member satisfaction
One-stop shop for all programs
Benefits Hub
All your benefits, including ancillary partners, on one platform so your members have one place to go to understand their benefits.
- Extensive network partnerships
- Vetted Premier Partner Program™
- Integrated experience for employers and employees
- The Partner Collective® tool
Artificial Intelligence
Collective AI (CAI™)
CAI™ (Collective AI) brings the power of artificial intelligence across the Collective Health platform, enhancing member navigation, empowering Member Advocates, and bringing efficiency to plan-specific operational workflows.
- Cai acts as a 24/7 AI companion within My Collective®
- CAI Intelligence supercharges Member Advocates
- CAI CX™ annual enrollment and plan implementation
- Built on a privacy-by-design framework
Who we serve
We put people–from members and employers to consultants and partners–at the heart of all we do. Our incentives are aligned with yours — by design.
Real impact for self-funded employers
The power of an independent partner like Collective Health is unprecedented visibility into your healthcare investment for you and your CFO, while delivering ease and optimal care to your people.
Real impact for self-funded employers
The power of an independent partner like Collective Health is unprecedented visibility into your healthcare investment for you and your CFO, while delivering ease and optimal care to your people.
Savings
$600
potential savings per employee per year using plans and programs available through our solution.
Satisfaction
86%
Our industry-leading client satisfaction score speaks volumes.
Service
70NPS
Collective Health creates adoring fans among its members — much better than the industry average of 30 NPS.
Don’t take our word for it
Saving the Activision Blizzard team an average of 20 hours of work a week
Adding new behavoral health benefits for Zoomies
Hear from our clients
The Collective Beat
A quick pulse check on all our news and events
The health benefits event of the year
Real connections. Radical transparency. Actionable insights. Don’t miss your chance to define what’s next for your employee healthcare.
Read 2026 recap
This is NOT a bill:
Explore the Collective Health Blog
Fresh takes and sharp analysis on what matters most in health benefits.
Under The Hood
Beyond the Hype: How We’re Rewiring Healthcare’s Foundation with AI - Collective Health
Benefits Shop Talk
Why TPAs are the quarterbacks of self-funded health plans (and how they help employers save)
Benefits Shop Talk